United Bank (Michigan) is offering a 4.0% APY with their "Points2U" checking account. The maximum deposit amount that will earn the high interest rate is $10,000. This checking account does not have a minimum balance requirement and comes with online bill payment and account management service. By offering a 4.0% APY in their checking account they have catapulted into the top-tier checking accounts. It is a shame that this high yield checking account is available to Michigan Residents only.
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