United Bank Offers 4.0% APY Checking (Michigan Only)

United Bank (Michigan) is offering a 4.0% APY with their "Points2U" checking account. The maximum deposit amount that will earn the high interest rate is $10,000. This checking account does not have a minimum balance requirement and comes with online bill payment and account management service. By offering a 4.0% APY in their checking account they have catapulted into the top-tier checking accounts. It is a shame that this high yield checking account is available to Michigan Residents only.

Bank of the Sierra Reward Checking 2.09% APY

Bank of the Sierra is promoting their rewards checking account by oferring a nice 2.09% APY on the checking account balance up to $25,000. This account is totally free and offers $25 in ATM fee waivers. In order to qualify for the higher interest in this account the following conditions must be met:

• 12 check card purchases, these purchases can be signature purchases made with the debit card.
• One direct deposit per month.
• One online bill payment per month.
• Enroll for eStatements.
• Open the account online.

Overall, I would rate this as a good alternative to a long term CDs as one could use account to park some cash while waiting for the banks to offer higher interest rates.

bank rate: 5.01% APY with Kasasa checking account by southern bank

Southern bank is offerring a 5.01% APY for their free checking account called the "Kasasa Cash" checking account. 5.01 % APY is earned for balances between $0.01 to $25,000. Amounts in excess of $25,000 do not earn the higher yield of 5.01%.

you should meet these conditions in order to qualify for the higher yield:

• Make a minimum of 12 check card purchases a month
• 1 direct deposit or automatic payment a month
• Enroll in eStatements via online banking
• No minimum balance is required
• Minimum $100 to open is required in order to open a new account.
• Apply for this offer over here

10 iTunes music downloads free every months with Kasasa Tunes Checking Account from Southern Bank

For all you iTunes lovers out there, here is an easy way for you to get 10 free iTunes music download every month. All you have to do is open a Kasasa tunes free checking account and the free songs are yours to download.

The details of this promotion are:

·         10 iTunes downloads reimbursed for signing up

·         10 monthly iTunes downloads reimbursed

·         All accounts automatically qualify for the first cycle

·         Reimburses up to $12 in ATM fees nationwide per month

·         Free Checking

·         No Minimum Balance

·         Free Online Banking

·         Free Online Bill Pay

·         Account available to residents of Missouri and Arkansas only

·         To qualify for this promotions you must

o   Minimum of 12 debit card purchases (ATM usage does not count toward the 12 purchases)

o   Receive your monthly account statement electronically

o   Sign in to your online banking account at least once

·         Apply for the Kasasa checking account over here

$225 Checking Account Bonus frm M&T Bank

M&T Bank is offering $225 bonus for opening various types of checking accounts and setting up direct deposit and opening a credit card. The table below shows the maximum bonus that can be earned for each type of checking account.

M&T Bank originally started as Manufacturers and Traders Bank in Buffalo, New York. It became a bank holding company in 1969 called First Empire State Corporation. It later changed it's name to M&T Bank Corporation. This bank is traded on the New York Stock Exchange under the symbol MTB. The bank is aggressively trying to pursue new customers and expand it's asset base. M & T is a financially sound bank which is a member of FDIC. It recently accquired the assets of " K Bank" when FDIC shut it down. The details of this transaction are published on FDIC's website.
The new promotional offer is available on a different website http://www.builtforfamilies.com/.
Even though the bank is primarily located in the New York area, you can still open the checking accounts online by going to their promotional website located over here.

Checking Account Type	Fee / Month	Min. Bal. w/o Fee	Bonus	Total Bonus $
Power Checking	$24.00	$50,000	$150 when you initiate direct deposit $25  when you get a M&T Visa® Credit Card $25 gift card for establishing overdraft protection $25 gift card making 3 online Bill Payments	$225
M&T Select® Checking	$14.00	$5,000	$100 when you initiate direct deposit $25  when you get a M&T Visa® Credit Card $25 gift card for establishing overdraft protection $25 gift card making 3 online Bill Payments	$175
Totally Free Checking	$0.00	$0	$25  when you get a M&T Visa® Credit Card $25 gift card for establishing overdraft protection $25 gift card making 3 online Bill Payments	$75
My Choice Checking	$6.95	$500	$25 when you initiate direct deposit $25  when you get a M&T Visa® Credit Card $25 gift card for establishing overdraft protection $25 gift card making 3 online Bill Payments	$100
M&T Classic Checking w/ Interest	$4.95	$1,500	$25 when you initiate direct deposit $25  when you get a M&T Visa® Credit Card $25 gift card for establishing overdraft protection $25 gift card making 3 online Bill Payments	$100
@College Checking	$0.00	$0	$25  when you get a M&T Visa® Credit Card $25 gift card for establishing overdraft protection $25 gift card making 3 online Bill Payments	$75
Basic Banking	$3.00	NA	$25  when you get a M&T Visa® Credit Card $25 gift card for establishing overdraft protection $25 gift card making 3 online Bill Payments	$75

For a complete list of all the credit card bonuses totalling over $1,500; click here.

For all credit card offers from M&T Bank; click here.