CD Rate Roundup (month end) for 01/31/2011

Best High Yield Savings Account / Money Market Account Rates

1.       1.35% APY SmartyPig Savings Account: apply here

2.       1.30% APY American Express High Yield Savings Account: apply here

3.       1.25% APY Capital One Bank, InterestPlus Online Savings Account: apply here

Best Short Term CD Rates (less than 12 months)

1.       1.20% APY Ally Bank’s No penalty CD (11 month CD): apply here

2.       1.07% APY Bank of Internet (6 month CD): apply here

3.       1.05% APY Discover Bank(6 month CD): apply here

Best 12 Month CD Rates

1.       1.36% APY from Bank of Internet USA for a 12 month CD: apply here

2.       1.30% APY from Bank of Internet USA for a 12 month CD: apply here

3.       1.29% APY from Ally Bank for a 12 month CD: apply here

Best 2 Year CD Rates

1.       1. 60% APY from Bank of Internet USA 2 yr CD: apply here

2.       1.54% APY from Aurora Bank 2 yr CD: apply here

3.       1.51% APY from Virtual Bank 2 yr CD: apply here

Best 3 Year CD Rate

1.       2.17% APY from Melrose Credit Union 3 yr CD: apply here

2.       2. 0% APY from OneWest Bank 3 yr CD: apply here

3.       2.0% APY from Nationwide Bank 3 yr CD: apply here

Best 5 Year CD Rate

1.       2.93% APY from Melrose Credit Union 5 yr CD: apply here

2.       2.60% APY from Astoria Federal Savings 5 yr CD: apply here

3.       2. 54% APY from Bank of Internet USA 3 yr CD: apply here