Digital Federal Credit Union Review

Address 220 Donald Lynch Boulevard Marlborough, MA 01752-9130 1-800-328-8797 http://www.dcu.org

Overview

Digital Federal Credit Union (DCU) is a credit union based in Marlborough, Massachusetts. It has over 350,000 members and is among the top 25 credit unions in the U.S.A. and the largest credit union head quartered in New England as measured by assets. DCU has in excess of $3.65 Billion USD in assets.[1] DCU is regulated under the authority of the National Credit Union Administration (NCUA) of the US federal government. DCU has 19 full-service branches in Massachusetts and New Hampshire, although it has members in all 50 U.S. states.

Deposit Rates updated on
Product % APY Min. Deposit Notes... Checking Account Money Market Account 0.4% $100,000 Lower rates are available for lesser balances. 3 Month CD 1.01% $25,000 6 Month CD 1.35% $25,000 1 Year CD 1.51% $25,000 18 Month CD 1.51% $25,000 2 Year CD 1.6% $25,000 3 Year CD 2.01% $25,000 4 Year CD 2.51% $25,000 5 Year 3.01% $25,000 5 Plus Year CD

Related Posts from 2011
02/15/2011 - Coverage initiated on Digital Federal Credit Union

Coverage Initiated on Digital Federal Credit Union

 On 02/15/2011, OurFirstMillion blog initiated coverage on the deposit products being offered by Digital Federal Credit Union (DCU). DCU is one of the largest credit unions in America and manages assets worth more than 3.5 Billion US Dollars, it also amount the top 25 credit unions in terms of memberships alone. The latest deposit rate information and other products offered by DCU will be maintained over here....

Security Service Credit Union has best rate 7 yr CD 3.5%

Security Service Credit Union is currently offering the best long term CD rates in the market. The 3.5%APY is offered with a minimum deposit of $100,000. This rate is far superior to the second best long term CD rate offered by Navy Federal Credit Union of 3.0% APY for 7 years. The current CD rates offered by this credit union are significantly better then its competitors

• 3.5% APY with 7 Year CD, minimum deposit of $100,000 is required.
• 3.4% APY with 7 Year CD, minimum deposit of $25,000 is required.
• 3.0% APY with 5 Year CD, minimum deposit of $100,000 is required.
• 2.9% APY with 5 Year CD, minimum deposit of $25,000 is required.
• 2.2% APY with 3 Year CD, minimum deposit of $100,000 is required.
• 2.1% APY with 3 Year CD, minimum deposit of $25,000 is required.

The Security Service Credit Union has a federal charter and was incorporated primarily to serve family and members of the armed services. There are many ways civilians can join the credit union:

1. Persons who live, work or worship in the "Low-income community" of Boerne, Texas.
2. Persons who live, work, worship or attend school in, and businesses and other legal entitles located in Medina County.
3. Persons who live, work, worship or attend school in, and businesses and other legal entitles located in Atascosa County.
4. Persons who live, work, worship or attend school in, and businesses and other legal entitles located in Uvalde County.
5. Persons who live, work, worship or attend school in, and businesses and other legal entitles located in South Bexar County.
6. Persons who live, work, worship or attend school in, and businesses and other legal entities located inside Loop 410 in San Antonio, Texas.
7. Persons who live, work, worship or attend school in, and businesses and other legal entities located in the Aransas, San Patricio and Nueces counties located in the South Texas area.
8. Persons who live, work, worship or attend school in, and businesses and other legal entities in Cameron County located in the South Texas area.
9. Persons who live, work, worship or attend school in, and businesses and other legal entities in Hidalgo County located in the South Texas area.
10. Persons who live, work, worship, attend school in, and businesses and other legal entities located in El Paso County, Texas. Excluding the country of Mexico, and New Mexico.
11. Registered members of the Catholic Church in the Diocese of Corpus Christi in one of the following counties: Aransas, Bee, Brooks, Duval, Jim Wells, Kenedy, Kleberg, Live Oak, McMullen, Nueces, San Patricio.
12. Members, active or retired ministerial members, employees, approved Supply Pastors, Certified Directors or Deaconesses of the Southwest Texas Conference & the Rio Grande Conference.
13. Anyone who becomes a member of the 50 Plus Club is eligible to join the credit union. The individual must pay a onetime association fee of $1.00 to join the club, be 50 years of age or older and must live in one of the following counties:                               
    Texas - Atascosa, Bexar, Dimmit, Edwards, Medina, Real, Uvalde, or Zavala   
14. Only members of the UTSA Alumni Association in San Antonio. Associate members do not qualify. 

1 year CD Navy Federal CU 2.9% APY (best rate)

Navy federal credit union has announced one of the best short term CD rates of 2.90% APY on their 1 year CD. This is a promotional rate is only available with the “Special EasyStartSM Certificate”.

The highlights of this CD are:

APY: 2.90%

Minimum Amount: $50

Maximum Balance: $3,000

Compounded: Daily

Term: 1 year

Deposit Insurance: NCUA

Early Withdrawal Penalty: Yes

Effective From: April 20^th 2009

Valid Thru: End date not mentioned

Valid for IRA and ESA: yes

Requirements:

1.       Must be a member of Navy FCU

2.       Must add at least $15 each month to this CD

3.       Must be at least 18 years old

4.       Only one “Easy Start” CD per member is allowed

5.       Must have a direct deposit of at least $300 coming into Navy FCU

This information was sourced from: www.navyfederal.org...

You may also be interested in these high certificates listed below:

·         5.01% APY with the Kasasa checking account

·         3.01% APY with a 5 year CD from digital Federal Credit Union

·         3.0% APY with a 7 year CD from Pentagon Federal Credit Union

·         2.79% APY with 3 year CD from Wilshire State Bank