citibank Review

Basic Information:
3900 Paradise Road, Suite 127
Las Vegas, Nevada 89109
Phone: 212-559-1000
Fax: 212-793-3946			Products	Promotions	Cards
FDIC #:	7213		Charter:	National
stock:	NYSE:C		Market Cap:	$149 billion
website:	www.citibank.com		CEO:	Mr. Vikram S. Pandit
Citibank, National Association was established on June 16, 1812 and has been FDIC insured since January 1, 1934. Citibank, National Association has 1326 Domestic Branches (Offices) located in 16 state(s) and 281 Foreign Offices. Citibank is one of the largest full service banks in the world offering an unparalleled range of products and services.
Products:
	APY	Min	Notes
Savings:	0.45%	$25,000	need to maintain min. balance to avoid fees
MMA:	0.10%	$1,000	tiered interest rates
Cheking:	0.10%	$500	citigold interest checking, min. $50,000 relationship.
9 Month CD	0.35%	$500
12 Month CD	0..45%	$500
18 Month CD	0.60%	$500
2 Year CD	0.60%	$500
3 Year CD	1.01%	$500
4 Year CD	1.15%	$500
5 Year CD	1.25%	$500
Assets and Liabilities
Date Recorded				9/30/2010	9/30/2009
Total employees (full-time equivalent)				169001	165,783
Total assets				$1,209,221,000	$1,186,754,000
Cash and due from depository institutions				$158,727,000	$228,098,000
Interest-bearing balances				$137,194,000	$207,082,000
Securities				$264,867,000	$180,038,000
Federal funds sold & reverse repurchase agreements				$40,526,000	$16,396,000
Net loans & leases				$468,781,000	$493,795,000
Loan loss allowance				$20,006,000	$23,299,000
Trading account assets				$164,408,000	$162,930,000
Bank premises and fixed assets				$4,453,000	$4,782,000
Other real estate owned				$1,429,000	$568,000
Goodwill and other intangibles				$15,522,000	$18,220,000
All other assets				$90,508,000	$81,927,000
Life insurance assets				$4,381,000	$4,283,000
Total liabilities and capital				$1,209,221,000	$1,186,754,000
Total liabilities				$1,081,893,000	$1,071,035,000
Total deposits				$797,351,000	$785,801,000
Interest-bearing deposits				$677,224,000	$665,973,000
Deposits held in domestic offices				$256,400,000	$269,228,000
% insured				$0	$0
Federal funds purchased & repurchase agreements				$12,622,000	$15,940,000
Trading liabilities				$66,922,000	$56,532,000
Other borrowed funds				$146,509,000	$151,967,000
Subordinated debt				$4,005,000	$6,555,000
All other liabilities				$54,484,000	$54,240,000
Total equity capital				$127,328,000	$115,719,000
Total bank equity capital				$126,259,000	$114,617,000
Perpetual preferred stock				$0	$0
Common stock				$751,000	$751,000
Surplus				$109,166,000	$105,293,000
Undivided profits				$16,342,000	$8,573,000
Noncontrolling interests in consolidated subsidiaries				$1,069,000	$1,102,000
Memoranda:
Noncurrent loans and leases				$26,310,000	$35,266,000
Noncurrent loans that are wholly or partially guaranteed by the U.S. government				$6,541,000	$17,641,000
Income earned, not collected on loans				$6,453,000	$6,684,000
Earning assets				$1,002,064,000	$988,966,000
Long-term assets (5+ years)				$173,520,000	$186,156,000
Average Assets, year-to-date				$1,174,888,250	$1,180,688,750
Average Assets, quarterly				$1,183,549,000	$1,176,077,000
Volatile liabilities				$653,250,000	$647,736,000
Insider loans				$18,000	$27,000
FHLB advances				$29,951,000	$49,100,000
Loans and leases held for sale				$12,178,000	$9,465,000
Unused loan commitments				$316,944,000	$388,534,000
Tier 1 (core) risk-based capital				$104,477,000	$95,840,000
Tier 2 risk-based capital				$13,383,000	$14,979,000
Total risk weighted assets				$713,470,000	$632,314,000
Total unused commitments				$317,131,000	$388,657,000
Restructured Loans and leases				$12,026,000	$6,458,000
Derivatives				$52,097,665,000	$36,164,014,000
Acquisition
CITIGROUP JAPAN INVESTMENTS LLC (3609114)  2007-07-05  The acquired institution sold its assets to the acquiring institution.
CITIBANK (WEST) BANCORP INC. (3158452)  2006-10-01  The acquired institution sold its assets to the acquiring institution.
CITIBANK (WEST) HOLDINGS INC. (3158395)  2006-10-01  The acquired institution sold its assets to the acquiring institution.
CITICORP (1042351)  2005-08-01  The acquired institution sold its assets to the acquiring institution.
CITIGROUP HOLDINGS COMPANY (2879844)  2005-08-01  The acquired institution sold its assets to the acquiring institution.
TRAVELERS CORPORATION (1246092)  1993-12-31  The acquired institution sold its assets to the acquiring institution.